Maximizing Your Own Savings While Working for Others

Many will look at others with great interest ,  “fascination”  at others -  who are referred to as  “those people”.   It a matter of great personal interest and pride of those people to look at others who are successful and most importantly “rich”  in their minds.

Its not a case of wanting to learn , of putting in the “hard work”  or anything like that .  It is just a matter of sheer jealousy.   Something for nothing.   Pour a few drinks – or even a small part of a bottle of wine down their throats and look at the jealousy – even evil jealousy that comes out of their mouths.   They may even be so uncouth , and downright low class as to ask hardworking people , who have worked , saved and spent with thrift and concern their whole lives “Whats it like to have money at the end of the month ?”  or “Whats it like to own your own home ?”.  This is said in almost a shrill voice – not a voice of one who admires , who is “fascinated” and wants to learn and emulate – but rather of sheer jealousy.

What can be learnt from such a situation and model.  First of all life is never easy.  Every person can look at another and their point in life and almost be envious.   The teenager looks at a young adult at their life of freedom – without realizing the obligations and burdens of being out on your own alone without realizing the costs and risks.  That same person may look at the teenager for the care free way that they can live – and at the most only have to answer to their teacher -or perhaps their boss at a part time job.   That same younger working person may look at an established person , with all their apparent wealth , status and possessions , without realizing that that same person may look at the other  and see the opportunities that the younger person has , if they apply themselves, the freedom they have from others above the established person in the pecking order and all of the responsibilities and costs that they incur on a daily basis.  In addition the established person may well dream , when looking at the younger person starting out “If I only knew 5 %  ( or even less )  of what I know know back then.  And finally all the three previous may actually look at the retired person – with a good pension and dream – whereas that retired person might well give all he or she had , gladly , if only they could be back in the shoes of any of others.

Its the same when working for others , putting in your time- gaining experience , and saving along the way.  It is just as easy – perhaps easier to save when you are working for others, whereas many will only start to save when their real incomes kick in – when they are working for themselves.   Its all a matter of thrift and discipline .   On top of that the power of compound interest kicks in as well.  What a powerful force.

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